When you are looking for a credit card, you want the one that looks after all your needs. It should offer rewards, cash backs, 0% transfer and other such countless benefits.
Also, there are different cards in many different categories ranging from cash back and rewards to cards for students and businessmen and most importantly for those having no credit or bad credit to excellent credit. Considering these needs in mind, the top Credit cards for 2012 are given below:
- Capital One Venture Rewards Credit Card – One of the top Capital One cards, when you want to earn miles, this is the best card for you. It credits 10,000 miles in your account when you spend $1000 within the initial 3 months. Also, you earn miles on every dollar you spend on purchases, resulting in accumulated miles. The annual fee is waived off for the first year. So, my dear travelers, go get this card and use the miles to save money.
- Miles By Discover Card – Another card for frequent travelers is Miles by Discover Card. You earn miles for every dollar you spend on traveling, when you eat out and on many other expenses. Also, this card has no annual fee so you get to save a lot of cash. Earn as many points as you can and accumulate them till the time you can use them. There is no limit on the number of accumulated points. You can redeem these points for cash, travel, merchandise or gift cards. For travellers, they can redeem them for flights, hotels, vacation packages et al. The choices are numerous.
- City Simplicity Master Card – This is the best card of 2012 for those looking for 0% balance transfer. If you have debts with high interest, then this is the right time to consolidate them and transfer them to this card. The repayment is interest fee and there is no annual fee.
- Blue Cash Everyday – This is a cash back credit card that lets you earn a percentage of the cash spent. So, if you are spending $200, a percentage of this amount will be returned to you. There is no minimum or maximum limit to the expense and you get a discount on any amount spent. The additional advantages are that no annual fee is charged and there is an introductory offer of 0% APR for 12 month purchases. What more could you want!
These different categories of cards will help you find the right card of your choice that meets your needs.
Brenda Lyttle is a finance expert with over 5 years of experience. She’s a loyal brand follower of Capital One credit cards since the past 8 years now and recommends them to everybody for their unlimited benefits.