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Everyone knows that torching a car and lying about it to your insurer to get a payout is fraud – and that you’ll pay dearly if you’re convicted. But fibbing to your insurer about less explosive things — your marital status, your child’s grades, where you garage your car — for financial gain is also fraud and can have serious consequences. Take the recent case of Maria Demeter, a Hillsborough, N.J., woman who prosecutors say falsely claimed that she lived by herself since 1999 to save almost $ 35,000 on her auto insurance policy. She’d actually been living with her [...]

BOSTON How far can cost-cutting get you in a slowing economy? That’s the question the U.S. manufacturing sector will answer over the coming weeks. Through the first half of the year, big industrial companies including General Electric Co , United Technologies Corp and Caterpillar Inc notched impressive profit growth despite shaky demand, largely thanks to their success in boosting productivity. But that bit of management magic may have run its course – Wall Street expects manufacturers to report a sharp slowdown in earnings growth in the just-ended third quarter, as Europe’s deteriorating economy, slowing growth in Asia and the risk [...]

Leslie T. Chang: Conditions are harsh, but people ignore the full stories of Chinese workersShe says factory jobs have provided upward mobility, new opportunity in ChinaPeople look back admiringly at heroic work of immigrants to U.S. 100 years ago, she saysChang: Chinese workers deserve our interest and respect instead of our pityEditor’s note: Leslie T. Chang, the author of “Factory Girls,” covered China for a decade for The Wall Street Journal and has also written for The New Yorker, National Geographic and Condé Nast Traveler. She spoke at TEDGlobal in Edinburgh in June. TED is a nonprofit dedicated to “Ideas [...]

Whether you’re simply looking to entertain friends at a cocktail party or you’re seeking a complete career change, bartending can be a unique and profitable option. Although it may sound like fun, experts say it’s not an easy job, and bartending schools across the country boast that the skills they teach are essential to success behind the bar. Because licensing and diploma requirements for bartenders vary from state to state, it’s impossible to say whether or not a certificate from an accredited bartending program is a prerequisite for employment. Some bars simply rely on good old-fashioned experience when making a [...]

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