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Welcome to OnSale at Business, where we look at cool stuff and insane bargains. Find a great gift for the T-shirt lover in your life and do good at the same time. A $ 5 stocking stuffer adds a little extra flavor to any beverage. Keep your ears warm while rocking around the Christmas tree. And get a great deal on fancy photos.   Chari-Tees Los Angeles company Upperatus makes one-of-a-kind, limited edition T-shirts designed to promote a specific charity on a monthly basis and they are great gifts for the person who has everything. The organic T-shirts, made right [...]

Life can feel like an exercise in financial chaos. Simply paying your day-to-day bills can be tough. Saving for other priorities — the kids’ college education or that family vacation to California — can put a squeeze on your ability to save for retirement. In fact, a lack of retirement savings is one of the most important issues facing Americans today, says Kemberley Washington, a personal finance writer and assistant dean of student programs at Dillard University in New Orleans. Having a retirement plan of any kind is better than having no plan at all, Washington says. And it is [...]

DUBAI Saudi billionaire Prince Alwaleed bin Talal, who has a stake in Citigroup , said on Monday the U.S. bank has great potential under new management following the departure of Vikram Pandit as chief executive. Alwaleed, speaking at a conference, said Pandit had done “a pretty good job” at Citigroup over the past several years and investors would need 2-3 years to see the results of the new management. Alwaleed also said he would stick with his investment in Apple . (Reporting by Mirna Sleiman; Writing by Andrew Torchia; Editing by Dan [...]

The late Apple co-founder had many other colorful and insightful things to say.The late Steve Jobs was full of insightful quotes about creativity and innovationThese 10 are culled from the book “I, Steve: Steve Jobs in His Own Words” Many of Steve Jobs’ most inspiring and quotable lines come from his famous 2005 commencement speech at Stanford, when he told assembled graduates, “Your time is limited, so don’t waste it living someone else’s life.”But the late Apple co-founder, who died a year ago Friday, had many other colorful and insightful things to say.Here are 10 of his better quotes, culled [...]

According to a recent study by the Employee Benefit Research Institute, only 33% of workers report that they or their spouse have a defined benefit plan with a previous or current employer. Defined benefit plans are crucial for retirement planning. A good place to start: Join your company’s 401(k) plan. Here’s what you need to know. How it works 401(k) plans are long-term savings vehicles that allow investors to defer income taxes until the money is withdrawn at retirement. Investors younger than 50 can contribute up to $ 17,000, or $ 22,500 for those over 50. Because 401(k)s are usually [...]

Likourentzos said the healthcare system is 2 billion euros [$ 2.6 billion] in debt.Greece spends 11 billion euros ($ 14.4 billion) annually on its healthcare system Greece is being asked to make “great sacrifices” but the country’s sick will not suffer from a lack of medical help, health minister Andreas Likourentzos says.His comments come as cancer patients protest against health care reforms they say are cutting them off from expensive but life-saving drugs.Likourentzos, of the New Democracy party, told CNN: “We need to cut down the expenses but these cuts will not negatively affect those who need direct access to [...]

Dear Real Estate Adviser, I’ll be retiring from the military after 20-plus years and transitioning into the civilian work force. I’ve been told I should buy a home now before I get out because my risk profile will be re-evaluated after a year, as if I was just getting out of college. Given that and the current housing market, what’s my best move? — Todd U. Dear Todd, First, kudos to you for your service to our country. You can likely take advantage of some much-deserved financial perks as a result of it. Even after active duty ends, most of [...]

You’ve likely known that credit scores are important since long before you got your first credit card. But when you’re just starting out in the world of credit, learning how to create a strong credit score can be tricky.Credit cards can offer the key to beginning your credit history on the right foot, but only if you use them smartly. The guidelines below can help you use your credit cards to begin establishing a great credit score from the start.Using credit cards to boost your credit scoreYou must begin using credit to establish your credit score, which for many means [...]

Nokia’s fourth-quarter money avowal emblazoned a little arrange of murky picture from a Finnish mobile maker’s classification prior quarter, nonetheless between typically a reddish colored quantities sdpeckled all by Nokia’s money release, typically a high-level phrases of agreement along with Microsof association have been explained. Frequently with courtesy to royals repayments projected to in to a huge amounts covering a bland vital from a agreement, Microsof association can have quarterly “platform assistance payments” compared with dollar a span of mil in sequence to Htc formed upon a vendor’s money assertion. “Our far-reaching correct agreement along with Microsof association contains complement assistance [...]

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