The holiday season has a way of making our wallets emptier and our closets fuller (Black Friday shoppers, you know what I’m talking about), which makes it the perfect time to get rid of things we don’t need and earn a little cash. A new peer-to-peer marketplace called Tradesy is aiming to facilitate that process. Tradesy, which focuses only on women’s new and gently-used clothing and accessories, is looking to turn the traditional online resale market on its head by taking care of the time-consuming, complicated and annoying things that deter people – especially women – from selling online in [...]
Dear Dr. Don, If you own a 35-year Series I savings bond and have held it for 10 years, is it possible for it to lose value if you need to cash it in before it matures? Can the price actually go down at times? Thanks, -William Worries Dear William, Series I savings bonds never lose redemption value. The biggest risk is that they can stop earning interest amid deflation, when the consumer price index, or CPI, is falling. The yield on a Series I savings bond is comprised of both a fixed-rate component and the inflation rate over six [...]
NEW YORK Apple Inc.’s launch of the iPhone 5 could mark “the biggest consumer electronics launch the world has ever seen,” analysts at Topeka Capital Markets said in a note to clients on Friday. Analysts said they expect 6 million to 6.5 million iPhone 5 sales over the next three days, well above the 4 million units that the iPhone 4S sold last year. The iPhone went on sale Friday morning in the U.S., Australia, Canada, France, Germany, Hong Kong, Japan, Singapore and the U.K..
Those oh-so-tempting convenience checks that credit card issuers stuff in card statements and other mailings can lead to a whole lot of debt in a hurry. “They are very, very tempting,” says John Ulzheimer, president of consumer education at “They can act as the crack cocaine of the credit card world if you’re not careful.” Here’s why. A convenience check, also called a credit card check, is linked to a consumer’s credit card account and can be used to make purchases or take cash advances with the credit card. To make a purchase, simply write a check for the purchase [...]
Recently, when House Majority Whip Rep. Kevin McCarthy was asked if this Congress was the actual “worst in history” — as Washington Post columnist Ezra Klein had claimed — his response was that he would agree the Senate is the worst in history, but not his part the House of Representatives. McCarthy is a perfect politician, or rather a typical politician, when he turned the question, agreed with it and then blamed everyone but himself. Our politicians have the unique ability to create a problem and a system — and then run against the very problem and system they have [...]
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