If you thought that Americans as a whole were unprepared for a secure retirement, you should see the ones who have lost their job.A report from the Transamerica Center for Retirement Studies finds many unemployed and underemployed workers have been dipping into their retirement accounts to fund their regular expenses. In addition, the retirement savings for many of those workers in their 40s and 50s is virtually non-existent.A dire situation for displaced workersThe report, titled The Cracked Nest Egg, is part of the 13th Annual Transamerica Retirement Survey. Its findings paint a bleak picture for workers who lost their jobs [...]