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Recent federal health care reform may be giving underserved patients something to be hopeful about, but it’s also giving many doctors a bad case of the blues.The nonprofit Physician’s Foundation recently released “A Survey of America’s Physicians: Practice Patterns and Perspectives.” The report paints a stressed-out portrait of what it is like to be a doctor in an era of health care and insurance reform. A key concern for physicians is how the Patient Protection and Affordable Care Act (PPACA) is changing how you pay for health care and how that care is provided.The stated goal of the survey was [...]

Aside from a tough job market, new college graduates also face a challenging credit landscape this year. Credit tightened in the recession, and a recent survey shows bank executives don’t think creditors are ready to relax their grip yet. The survey, conducted on behalf of FICO by the Professional Risk Managers’ International Association, asked bank risk professionals for their predictions in consumer credit trends. Most expected credit limits for new credit cards to be lower than in the past and predicted a similar or lower acceptance rate for credit card applications.So if you’re a new graduate, how do you build [...]

You’ve likely known that credit scores are important since long before you got your first credit card. But when you’re just starting out in the world of credit, learning how to create a strong credit score can be tricky.Credit cards can offer the key to beginning your credit history on the right foot, but only if you use them smartly. The guidelines below can help you use your credit cards to begin establishing a great credit score from the start.Using credit cards to boost your credit scoreYou must begin using credit to establish your credit score, which for many means [...]

Hanting Inns was founded by billionaire businessman Ji Qi just seven years ago. Today the budget chain has 1,000 facilities across China. The company takes inspiration from Western low-cost chains such as Accor, Ibis and Premier Inn. An en-suite bathroom in a Hanting Inns hotel. The chain invests “serious money” into its rooms, says Ji Qi.

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