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The White House is not considering a massive trillion-dollar mortgage refinance program, an Obama administration official said in an email to Thursday. The comment comes after a day of speculation that the Obama administration might consider such a program, stemming, in part, from a Federal Reserve white paper released Wednesday suggesting regulators might want to expand an existing government refinance program. An analyst report noting that the White House could bypass the Senate confirmation process and appoint a new chief for the Federal Housing Finance Agency also contributed to the speculation that a big refinance program might be in the works.

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